Miembro del Grupo Conclina-Hospital Metropolitano

Learn the advantages of joining the most innovative prepaid medical service program available.

Support You Can Count On

When you benefit from HUMANA ‘s coverage Plan, your health and peace of mind are guaranteed by Grupo Conclina, the owner of Hospital Metropolitano, by Banco del Pichincha, and by Diners Club, through their subsidiary Novasalud. Moreover, HUMANA guarantees you seriousness, solvency, and transparent service of the highest quality.

With capital valuing USD 1,000,000, HUMANA is one of the most well funded and secure insurers and prepaid medical service providers in the region.

With HUMANA, you take advantage of the following exceptional benefits:

• ECONOMIC IMMUNITY TO ILLNESSES AND ACCIDENTS
  With our new prepaid medical plans, you and your family will be able to confront any illness and/or accident confident in the knowledge that it will not affect your financial well-being.
  
• DIRECT ACCESS TO ECUADOR’S BEST MEDICAL ATTENTION
  For those of you who don’t like wasting your time, HUMANA’s prestigious Closed Circuit of Providers allows you to have direct access to the nation’s best medical institutions and medical professionals without wasting a moment.
  
• NO FINE PRINT
  That’s how our contracts are. Simple, clear, and transparent. No tricks. Exactly as it should be – establishing with concise clarity to what your coverage entitles you. Moreover, coverage and the medical attention we offer you are distinct in that they are designed to optimize your time and money.
  
• NO SURPRISES
  With our medical plans, you’ll be attended to in the best clinics and hospitals, taking advantage of all their services (medical consultations, diagnostic exams, medication, therapy, etc.). Moreover, should your visit be preauthorized, HUMANA will pay 100% of your hospitalization costs, assuring you that you are truly protected for the total amount of coverage which you have contracted.
  
• COMPLETE PRESCRIPTION COVERAGE
  If your doctor prescribes you 100 pills, HUMANA covers the cost of 100 pills. With HUMANA, you can choose a plan which will covers 100% of your prescription costs in affiliated pharmacies and up to 70% of the costs in the pharmacy of your choice. Your current plan already covers the costs of your medical prescriptions? Do you know what percentage they cover?
  
• UNIQUE RENEWAL BENEFITS
  Upon renewing your plan, if you have not taken advantage of your benefits, you’ll receive two months of coverage for free. If you have only taken advantage of 30% of your benefits, HUMANA will give you one month of coverage for free. No other company offers this type of unbeatable service.
  
• A CARD WITH FABULOUS SERVICES
  With your HUMANA card, which you receive at no additional cost, you obtain incredible discounts in pharmacies, at optical centers, on orthodontic services, in esthetic clinics, and on funeral services, among others. Moreover, we are constantly working to extend the list of benefits we offer you and your family.

With HUMANA, you choose the plan that best meets your needs and then you enjoy the benefits of the nation’s most innovative prepaid medical service.

To better assist you in deciding which plan is right for you, we suggest that you allow one of our advisers to explain your various options to you so that you can chose the plan that will best meet your needs and start enjoying the benefits today.

Humana, a new kind of HMO

Take advantage of this opportunity
To learn more about the benefits of Humana medical insurance, make an appointment with a Humana representative. To make an appointment or to obtain more information call:
Quito: (02) 2434-831/964/395 Fax: (02) 2434340
Guayaquil: PBX (04) 2286-200 Fax (04) 2693-077
emails: humana@humana.med.ec en Quito y humeguay@gye.satnet.net en Guayaquil